Archives: Episode
Episode 33
Michele Carfello, Vice President of Member Relations at the Texas Bankers Association, engages in a conversation with Daniel concerning strategies for banks to become better acquainted with their state bankers associations. Their discussion highlights the pivotal role of sustained engagement, explores the supportive functions provided by the TBA to its member banks, and outlines the advocacy efforts undertaken by the Association on behalf of banks within the state and in some cases even beyond its borders.
Episode 32
Sheldon Hendrix, Senior Vice President at First Community Bank, boasts a wealth of over 22 years of experience within the banking industry, with 19 of those dedicated to the critical areas of regulatory compliance and risk management. In a collaborative conversation, Sheldon and Daniel take a look into the dynamic journey of advancing within the banking sector, breaking down the process of acclimating to roles without prior experience, and dissecting the intricate mechanisms involved in resolving multifaceted regulatory challenges.
Episode 31
Calvin Dunning, the Director of Community Development at FirstBank, and Daniel discuss community outreach strategies, how the bank’s initiatives are aligned with the Community Reinvestment Act (CRA), Fair Lending practices, and various approaches to minority lending. Their discourse delves into the correlation between responsible community engagement and its potential to not only benefit the community but also generate heightened sales and open new market opportunities for the bank.
Episode 30
Eric Collinsworth, co-owner of Appraisal Advisory Associates, LLC, engages in a dialogue with Daniel regarding the ramifications of appraisal bias within the banking sector. Their conversation investigates various facets of the concept, including the examination of PAVE (Property Appraisal and Valuation Equity), the principles of appraisal equity, the objectives outlined by the PAVE task force, and the potential legal liability financial institutions may face for appraisal and valuation bias. Eric and Dan also explore current apprehensions pertaining to the evaluation of real property, culminating in an exploration of Reconsideration of Value (ROV). Their conversation encompasses strategies and measures that individuals and banks can adopt to ensure the appropriate assignment of property values
Episode 29
Juliana Andrews, Fair Lending Officer at Amalgamated Bank, and Daniel engage in a comprehensive exploration of the multifaceted effects of Fair Lending, the intricacies of embarking on a new role under a fresh managerial leadership, and the strategic deployment of diverse data sets to enhance the bank’s overall business performance and increase sales.
Episode 28
Kevin Atwood, President and CEO of Bank of Cadiz & Trust Co., and Daniel engage in a diverse conversation ranging from the role of the Compliance Officer in rural communities, the unique nature of agricultural lending, asset quality considerations in the current economic environment, and how the bank has worked with regulators to be able to serve the Amish community. Their conversation also highlights the benefits of fostering relationships across banks, rather than framing them merely as competitors.
Episode 27
Rich Perez, Vice President of Bank Innovation at the Texas Bankers Association, discusses with Daniel the role of Bank Innovation across banking institutions. Their conversation looks into the mechanisms through which TBA members pursue the development of new products and services, collaborating with a myriad of vendors who put innovation at the forefront. Additionally, they explore the intricacies of forging successful partnerships with vendors, outlining the key attributes that define effectiveness while also highlighting the critical factors to be considered when evaluating potential partners.
Episode 26
Rich Perez, Vice President of Bank Innovation at the Texas Bankers Association, discusses with Daniel the role of Bank Innovation across banking institutions. Their conversation looks into the mechanisms through which TBA members pursue the development of new products and services, collaborating with a myriad of vendors who put innovation at the forefront. Additionally, they explore the intricacies of forging successful partnerships with vendors, outlining the key attributes that define effectiveness while also highlighting the critical factors to be considered when evaluating potential partners.
Episode 25
Frances Pack, known as Fran among her acquaintances, serves as the Training and Development Specialist at Citizens State Bank. During her extensive 29+ years of dedicated service to the institution, she has been instrumental in spearheading the bank’s online and mobile banking initiatives, thus amassing profound expertise in this domain. In her current role within the Human Resources and Training department, Fran engages with Daniel to explore the evolving landscape of banking, underscoring the significance of robust training programs and strategies for effectively assisting and guiding new employees who may face challenges during their initial stages of employment
Episode 24
Episode 24 Sandy Knight, Senior Vice President, Director of Compliance and Fair and Responsible Banking at First National Bank. Sandy Knight, Senior Vice President and Director of Compliance and Fair and Responsible Banking at First National Bank, engages in a discussion with Daniel regarding the many opportunities that arise when pursuing an education centered on […]